Privacy Policy

What This Policy Covers

Private Health Insurance Lutz runs this website to explain health, dental, vision and accident coverage to people in and around Lutz, FL. The site is informational. It has no account logins, no online applications and no forms. The only way to reach us is by phone at (813) 565-3269.

This page explains what information reaches us through the site, what reaches us when you call, and what we do with each.

Server Logs From Your Visit

Like nearly every website, ours runs on a web server that keeps ordinary technical logs. A log entry usually records your IP address, the browser and device type, the page you asked for, the page that sent you here, and the date and time. These records help keep the site running and show us when something breaks. We do not use them to figure out who you are.

Cookies and Basic Analytics

The site may use basic analytics cookies. A cookie is a small text file your browser stores so a tool can count visits and see which pages get read, such as whether more people look at ACA Marketplace Plans or Dental Insurance. The numbers come to us as totals, not as a profile of any one person.

You can block or delete cookies in your browser settings. The site will still work if you do.

What You Share on a Call

When you call, you decide what to tell us. To compare plans side by side, an agent may ask for things like the county you live in, ages of the people to be covered, expected income for subsidy estimates, and the doctors or medications you want a plan to include. You can decline any question; the comparison will simply be less precise.

We use what you share to answer your questions and to show you plan options. We do not sell it.

When Information Goes to a Carrier

If you choose to apply for a plan, the details needed for that application go to the carrier you picked, or to the federal Marketplace for an ACA plan. That happens only after you decide to move forward. From that point, the carrier's own privacy terms also apply to your information.

Other Sites and Changes

This site may mention carriers or government programs. If you visit their websites, their privacy practices apply there, not ours. We may update this page when the site changes, and the current version is the one posted here.

Questions About Your Information

If you want to know what we have from a past call, or want us to stop using it, the same number, (813) 565-3269, reaches an agent who can walk you through it.